Author Archive


Retirement planning is enough to make anyone cringe. You may be aware about the benefits of insurance after the retirement. Once you have retired, you have to pull on your life on the savings that you have done during your working life. The government has brought out Self Managed Super Funds so that every worker can contribute in it for the rest of their life. These days, SMSF has become very popular as the number is doubling in just a short period of time. You can become a trustee of your own self managed superannuation fund very easily. However, a very calculative brain is required to do the things right on time.

The Concept of Self Managed Super Fund:

Self managed super funds are retirement concept that places all decision-making associated with an investment plan in the hands of the account holder – in other words, you. There are laws and specifics that must be considered throughout the process, however, be sure that your account provider has advisers on hand to guide you through the process. If you don’t have professional advisers we recommend to check out Baggetta & Co self managed super funds specialists. Certain activities must be reported to the government, and a lack of compliance on your part may result in fines or penalties. There is a price that comes with individual control. In this case, the price is responsibility.

Knowing a Sound Investment:

Now that you have a self-managed super fund, how should you invest? One of the most popular trends since the emergence of Self Managed Super Funds are investing in property. Because property is ultimately finite, you can safely invest money in a variety of locations, giving your financial planning the backbone necessary for long-term growth. Further, should you feel particularly strong about an investment opportunity, you can research the opportunity on your own, allowing you to maximize the convenience of your SMSF .

Reducing Fees:

One of the most alluring aspect of SMSF is the elimination of costly fees. When maintaining an account manager, the providing company must ensure profit from each investment they oversee. While this may sound great, it ultimately means that any growth you enjoy is undercut by the fees required to properly run the account. Those with little experience in managing their own investment accounts can receive valuable consultations with the fund providing organization. Once you understand your options and how to properly invest, you can take the reins and avoid paying an investment manager.

Understanding the Tax Benefits:

Another key reason that so many people are turning to self managed super funds involves the tax rates associated with the investment. Generally taxed at about 15%, the ability to invest funds without taking significant tax hits can help you to maximize the money you are making today, while ensuring that you have money tomorrow. It should be noted, however, that remaining compliant with the relevant tax codes can get tricky, so be sure that you understand all of the details.

The Bottom Line:

The emergence of self managed super funds has led to a rapid shift in the way many people view their retirement future. By allowing for complete control on the part of the fund-holder, these funds are the perfect way to map out your personal investment plan, and make changes as you see fit. The increase in property investments poses an interesting opportunity for man, and those who take the initiative now will reap the benefits far into the future. Research compliance requirements, and enjoy all of the benefits that SMSFs can provide!


Check out our post about commercial locksmiths.


When starting your new business, you need to consider a lot of things. One of these many things is the location or space of the property. People normally favour a location that is more accessible for commercial advantage. However, we often overlook the safety of the area.

Commercial Locksmiths Perth

Safety is of course very important to have when you are running a business. If you’re commercial building or office is currently in an area that is unsafe, what you need to do is to build a strong security. Thus, the services of professional commercial Locksmiths in Perth can be a big help if you want to secure your business.

A certified commercial locksmith can boost the security of your commercial building by installing and maintaining durable locks. They also know where the possible entries for burglars are and seal those entries as well. All in all, hiring a commercial locksmith is a good option when it comes to commercial security. In addition to, this expert is as effective but way cheaper compared to buying sophisticated security devices.

The locks that are installed by a professional like Silverfern Locksmiths may not be as sophisticated as the high-end security gadgets but they are strong enough to make your building invulnerable from theft and vandalism. Whether you’re using manual locks or digital locks, commercial locksmiths perfectly understand how and where these locks should be installed.


We also have an article about retirement planning.